PL
PipeLedgerAI

Terms of Service & End-User License Agreement

Last updated: March 22, 2026

1. The Service & Subscription License

PipeLedger AI (“PipeLedger,” “we,” “us”) provides a cloud-hosted Software-as-a-Service platform for financial data orchestration. By accessing the Service, you are purchasing a subscription license to use the software for your internal business purposes.

  • Multi-System & Multi-Entity Infrastructure. The Service supports the extraction and transformation of financial records across multiple legal entities and disparate ERP systems.
  • Data Isolation. Each entity’s data is stored in isolated datasets with organization-scoped Row Level Security (RLS) to maintain strict tenant separation.
  • Usage-Based Metering. Service access is metered via Financial Consumption Units (FCU) for pipeline processing and Financial Intelligence Queries (FIQ) for data delivery.

2. Purpose, Enrichment & Independent Verification

PipeLedger is a data engineering and infrastructure platform designed for data safety and enrichment; it is not an accounting, audit, or tax platform.

  • Data Enrichment for Downstream Use. The primary purpose of the Service is to prepare and enrich financial datasets for consumption in other applications and AI environments.
  • Non-Reliance for Statutory Filings. The Service is not intended to be used as the sole basis for statutory filings, tax reporting, or high-stakes financial decisions.
  • Independent Verification. We explicitly encourage and require users to perform independent verification of all data outputs. You are solely responsible for engaging qualified professionals to validate any information derived from the platform.

3. Intellectual Property & User Restrictions

PipeLedger retains all rights, title, and interest in and to the Service, including its proprietary transformation logic, dbt models, Universal Account Classification (UAC) schemas, and software architecture.

4. Subscription Terms, Billing & Refunds

  • Subscription Term. The Service is provided on a monthly or annual subscription basis, unless explicitly executed via an Enterprise Order Form.
  • Payment & Overages. Subscription fees are billed at the start of each term. FCU and FIQ usage is billed in monthly arrears based on actual consumption.
  • No Refunds. All purchases are final. PipeLedger does not provide refunds or credits for partial subscription periods or unused FCU/FIQ allocations.
  • Upgrades & Downgrades. Plan upgrades take effect immediately with prorated charges. Downgrades and cancellations are effective only at the start of the next billing term.

5. Data Security, Governance & Approval Checkpoints

  • Encryption Standards. All data is protected by AES-256 encryption at rest and TLS 1.3 in transit.
  • Dual-Checkpoint Approval. To ensure data integrity, the Service enforces a mandatory dual-checkpoint system. An authorized Approver must manually sign off on data after extraction (Input Review) and after transformation (Output Review) before any data egress occurs.
  • Immutable Audit Trail. All administrative actions, security rule changes, and reclassifications are recorded in an immutable, append-only audit trail for compliance and internal review.

6. Intercompany Identification & Tagging

The Service provides automated identification and metadata tagging of intercompany transactions to assist in multi-entity orchestration.

  • Information Service Only. PipeLedger provides intercompany tagging for informational purposes and data egress filtering; the Service does not perform accounting eliminations or verify the commercial substance of transactions.
  • Compliance Responsibility. You remain exclusively responsible for the accuracy of your consolidated financial views and for ensuring compliance with applicable transfer pricing and accounting standards.

7. Limitation of Liability

To the maximum extent permitted by law, the Service is provided on an “as is” and “as available” basis. PipeLedger disclaims all warranties, express or implied. PipeLedger’s total aggregate liability for any claim shall not exceed the total fees paid by you in the twelve (12) months preceding the event giving rise to the claim.